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Home / Legal / Terms & Conditions
Legal & compliance

Terms & Conditions

These Terms & Conditions set out the rules for your use of HavaBet (havabet.co) and for any account you hold with Havabet Pty Ltd. By registering, or by placing a wager, you accept them in full.

Last updated: 11 June 2026

1. Who we are

HavaBet is a registered business name of Havabet Pty Ltd (ABN 43 661 973 744), which holds Sports Bookmaker Licence No. VIC-SBO-2022-0508 granted by the Victorian Gambling and Casino Control Commission (VGCCC). Every wagering contract is entered into with Havabet Pty Ltd in Victoria, Australia.

2. Eligibility

You must be aged at least 18, hold the account in your own legal name, and be physically present in a jurisdiction where online wagering with an Australian-licensed operator is lawful. Before you place your first bet we verify your identity and age under the AML/CTF Act 2006 (Cth) and the National Consumer Protection Framework, and we may ask for documents at any time. You confirm that you are not currently registered with BetStop, the National Self-Exclusion Register; if you are, we are unable to open or run an account for you.

3. Your account

Each person may hold one account only. Keeping your login details secure, and everything that happens on your account, is your responsibility. Let us know straight away at support@havabet.co if you suspect someone has accessed it without permission. We may suspend an account in order to investigate suspected fraud, collusion, duplicate accounts, or breaches of these Terms.

4. Deposits & withdrawals

We accept debit cards, PayID and bank transfer only — credit cards cannot be used for gambling, in line with the Interactive Gambling Amendment (Credit and Other Measures) Act 2023 (Cth). The smallest deposit and withdrawal is $10. Withdrawals are paid solely to a verified payment method held in your own name. We apply no fees to deposits or withdrawals. Once your identity has been verified, we process withdrawals within 1 business day, though your bank may need a further 1–3 business days. We are not a bank and pay no interest on balances.

5. Bets & pricing

A bet counts as accepted only once it appears, with a confirmation, in your bet history. Before acceptance we may decline or limit any bet at our discretion. Odds are shown as decimals: your potential return is your stake multiplied by the odds (for example, $10 at 2.50 returns $25, your stake included). Prices may move at any moment until a bet is accepted. Online in-play (live) betting on non-racing sport is not available, as required by the Interactive Gambling Act 2001 (Cth).

6. Settlement

Markets are settled on the official result declared by the relevant governing body. If a result is amended after it has been officially declared, the bet stands on whatever the result was at the moment of settlement. The full market rules are set out in our Betting Rules.

6A. Void bets and palpable errors

A bet may be voided and the stake returned where: the event is postponed or abandoned and not completed within 48 hours (unless a market rule provides otherwise); there is a palpable error in the price, the entry or the way the market was built; a participant is a non-runner in a racing market (rule 4 deductions may apply); or there is a clear breach of integrity, such as suspicious betting patterns or match-fixing. Once it has been placed, you cannot cancel or amend an accepted bet — so please check your slip before you confirm.

6B. Multis and Same Game Multi

In a standard multi (parlay), a void leg causes the multi to be recalculated as though that leg had never been chosen. In a Same Game Multi, related contingencies may be limited, and a voided leg re-prices the whole multi. The maximum number of legs and combinations allowed is displayed as you build the bet.

6C. Maximum payout

The most we will pay out to any one customer, per day, across all markets is AUD 500,000. If a bet would return more than this, the payout is capped at that amount.

7. Responsible gambling

We are committed to safer gambling. At any time you can set deposit limits, take a deposit break, or self-exclude. See Responsible Gambling and the national BetStop register. Gambling Help Online — 1800 858 858 (free, confidential, 24/7), gamblinghelponline.org.au. BetStop — betstop.gov.au. Lifeline 13 11 14.

7A. Anti-money laundering & financial crime

We comply in full with the AML/CTF Act 2006 (Cth). We decline service and will not accept funds that are the proceeds of crime; that come from individuals or entities on terrorism or sanctions lists (AUSTRAC, UN, USA, EU, Australia); or that arrive through “structured” deposits designed to evade detection. We check the source of funds, screen accounts against sanctions databases, monitor transactions, block and close accounts wherever breaches are found, and report any suspicions to AUSTRAC. See our AML/CTF, KYC & Source of Funds page. If you suspect money laundering or the financing of crime, contact support@havabet.co without delay.

8. Liability

So far as the law allows, Havabet Pty Ltd is not liable for any indirect or consequential loss. Nothing in these Terms takes away rights you have under the Australian Consumer Law that cannot lawfully be excluded.

8A. No guarantees

We give no guarantee of any particular outcome, return or win. Past results, form, statistics and anything else we display are provided for general interest only and are neither advice nor a prediction. Gambling carries risk, and you may lose more than you win.

8B. Refusal and limits

At our discretion we may refuse, suspend or limit any bet, account or market — including to manage risk, to comply with the law, to protect integrity, or in response to signs of gambling harm.

8C. Tax

Any tax payable on your winnings under the laws of the place where you live is your own responsibility. We do not give tax advice.

9. Changes & governing law

We may revise these Terms; we will give notice of any material changes on havabet.co. These Terms are governed by the laws of Victoria, Australia and of the Commonwealth of Australia.

9A. Inactivity

If your account stays inactive (no bet, deposit, withdrawal or successful login) for 12 months, we may contact you and handle any remaining balance in accordance with the applicable unclaimed-money law.

9B. Severability and entire agreement

Should any part of these Terms be found unenforceable, the rest continues to apply. Together with our Betting Rules and Privacy Policy, these Terms make up the entire agreement between you and Havabet Pty Ltd.

Need support? Gambling Help Online — 1800 858 858 (24/7) · betstop.gov.au. 18+.
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Havabet Pty Ltd trading as HavaBet Licensed and regulated by the Victorian Gambling and Casino Control Commission (VGCCC) · Victoria, Australia ABN 43 661 973 744 · ACN 661 973 744 · Licence No. VIC-SBO-2022-0508 Principal place of business: 67 Station Street, Malvern VIC 3144
18+ BetStop Debit & bank transfer — no credit cards Member of the BetStop national register
Debit cards, Apple Pay, Google Pay, PayID, BPAY & bank transfer — no credit cards. Apple Pay & Google Pay accepted debit-linked only. Visa Mastercard debit Apple PayGoogle Pay BPAY

HavaBet is operated by Havabet Pty Ltd (ABN 43 661 973 744), holder of Sports Bookmaker Licence No. VIC-SBO-2022-0508 issued by the Victorian Gambling and Casino Control Commission (VGCCC). Wagering services are intended only for persons aged 18 years or over who are located in a jurisdiction where such services are lawful. Online gambling in Australia is regulated under the Interactive Gambling Act 2001 (Cth). Havabet Pty Ltd is a designated service provider under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth) and complies with AUSTRAC reporting and customer due-diligence obligations. Gambling involves risk — you may lose more than you win and there is no guarantee of a return. Set a deposit limit and stay in control. Gamble responsibly.

Free, confidential help: Gambling Help Online 1800 858 858 (24/7) · gamblinghelponline.org.au · BetStop — the National Self-Exclusion Register.

BetStop is a free Australian Government service. Self-exclude from all licensed online and phone wagering providers in Australia at betstop.gov.au.
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